A well-structured loan
The time has come to become a homeowner, make a rental investment, purchase a second home, or fund home improvement projects? At Belmont Cac, there is a home loan for every project and every budget!
A calm borrower
Your financial situation is changing? So is your home loan! With Belmont Cac‘s home loan, you can adjust the repayment terms: pause in your monthly payments, change the date of your monthly withdrawal, early repayment… A loan that bends over backwards to help you achieve your projects with peace of mind!
Advisors to support you
You’ve just submitted your loan application online? A Belmont Cac advisor will call you to provide an initial estimate and assist you with your process. Fast and quality support.
Your home loan in a few words.
Personalized
A loan tailored to your situation.
Modulable
Flexible repayment
Fast
A preliminary response within a few hours.
Convenient
Simplified procedures
Belmont Cac supports you in this key moment of your life and assists you in your acquisition project.
Want to enjoy all these benefits? 1, 2, 3, 4… Click!
To benefit from your home loan, you must first open a current account.
Submit your request by completing our form.
Complete your application: online signature and upload of supporting documents.
One word to end: welcome!
We take care of everything, your home loan is waiting for you.
Eligibility conditions
Everything you need to know, simply and in summary!
Eligibility conditions
Who is the home loan for?
The home loan can be taken out by any legally competent adult individual and any private legal entity, excluding the financing of professional activities.
Duration
You can borrow for a duration of 4 to 15 years, depending on your project and personal situation.
Offer acceptance
From the receipt of the offer:
- Its validity period is 30 days.
- You can accept it after 24 hours (following the legal reflection period).
Subject to eligibility for electronic signature.
GUARANTEES AND INSURANCE
GUARANTEES
You may be asked to provide several guarantees, such as a conventional mortgage, a privilège de deniers (reserved for purchases of old or new property less than 5 years old, or for the purchase of land alone), or a Crédit Logement guarantee.
INSURANCE
Loan insurance accompanies a loan. In the event of an unexpected event, this insurance protects you by taking over the loan. Depending on the situation and the contract, the insurance covers repayment of your loan instalments (in the event of unemployment or incapacity for work) or repayment of the outstanding capital (in the event of death or disability). It is therefore a key element of protection for you and your family.
For fixed-rate mortgages: Borrower’s insurance is required up to 100% of the capital borrowed, in accordance with the conditions, limits and exclusions set out in the Personal Information Sheet and Standardised Information Sheet that you will receive.
Your bank may not refuse another loan insurance policy as collateral if it offers the same level of cover as the policy offered by your bank.
Frequently asked questions :
“How is the interest rate on my mortgage defined?”
“How can I repay my mortgage?
“When will my mortgage funds be available?”
