Consumer credit
A loan for your desires
YOUR CONSUMER LOAN
Fixed APR
2%
From €5,000 to €10,000,000 over 4 to 15 years
A loan is a binding commitment and must be repaid. Ensure you can meet your repayment obligations before committing.
Offer reserved for individual Belmont Cac clients who are of legal age and capacity. Subject to approval by the bank (lender). You have a 14-day withdrawal period.
The best way is to see for yourself! Try our simulator!
A consumer loan to finance your projects
Do you want to travel the world, organize your wedding, or furnish the home of your dreams? With Belmont Cac‘s consumer loan, borrow up to €10,000,000 over 4 to 15 years, all with no application fees. And watch your projects become a reality!
You repay your consumer loan at your own pace.
With Belmont Cac, you have the option to pause your monthly payments, change the date of your monthly withdrawal, or repay your loan early in accordance with the law.
Additionally, the interest rate is fixed and will not change throughout the term of your loan. With Belmont Cac, no unpleasant surprises!
Your consumer loan in just a few clicks!
If your consumer loan application is approved, the funds will be transferred to your deposit account 48 hours after signing your loan agreement.
Your consumer loan in a few words
Attractive rates
2%: one of the lowest rates on the market.
Secure
Your data 100% secure.
Personalized
Your loan adapts to your situation.
Adaptable
Flexible repayment
Because some of your projects make life more beautiful, the consumer loan adjusts to your desires, needs, and budget changes! Simply put.
Good to know
Everything you need to know, simply and in summary!
ELIGIBILITY CONDITIONS
The consumer loan, for whom?
The consumer loan can be taken out by any individual, of legal age and capacity, or by a non-emancipated minor.
WITHDRAWAL AND REPAYMENT
Withdrawal
Your monthly payments are directly debited from your deposit account, with the first payment occurring on the first installment date you choose.
You can select the date (installment date) on which you wish to repay your loan monthly. Later, you can modify this date at any time by requesting it in writing from Belmont Cac.
Repayment options
You can suspend up to 2 monthly payments per calendar year, with a 2-month gap between each suspended payment.
Depending on the duration of your contract, you can suspend a maximum of 8 payments.
You may also repay your loan early, in accordance with the law.
DISBURSEMENT OF FUNDS
You will have the funds available in your deposit account 48 hours after signing the loan agreement (subject to the bank’s approval).
WITHDRAWAL RIGHT
You always have a legal withdrawal period of 14 days from the signing of your loan offer.
CLOSURE
The loan is repaid at its maturity or through full early repayment.
The most frequently asked questions in the FAQ:
“How is the interest rate on my consumer loan determined?”
“How is the repayment of my consumer loan structured?”
“What are the application fees for my consumer loan?”
